Multi-Trip Annual Medical Coverage

One policy. Unlimited trips. Each trip covered up to 70 days. Perfect for frequent travelers who want seamless protection all year long.

Bottom Line Up Front

Best for: Frequent travelers, digital nomads, business travelers, snowbirds
Trips per Year: Unlimited (each trip up to 70 days)
Starting Price: As low as ~$145/year for Gold plan (younger travelers)
Pre-existing Conditions: Often included on Platinum
Medical Maximum: Up to $1,000,000 (Platinum)
Key Advantage: One policy covers every trip you take in a 12-month period

Estimated Multi-Trip Annual Costs (2026)

Gold Plan (most popular starting option): Starts around $145 – $300 per year for travelers under 50 with $500,000 medical coverage.

Platinum Plan: Higher limits ($1M medical) and lower deductibles. Typically 30–60% more than Gold depending on age.

Prices increase with age. Travelers 70+ have reduced medical maximums on most plans. Always get a current quote for accurate pricing.

Ready for year-round protection?

Get Your Multi-Trip Quote