Long-Term Travel & Living Abroad Coverage

Comprehensive international health insurance for expats, digital nomads, missionaries, remote workers, and anyone living outside the U.S. for extended periods.

Bottom Line Up Front

Best for: Living or working abroad 3+ months per year
Key Plans: Worldwide Premier, Outside the U.S. plans, specialized options (Crew, Non-Profit, Education)
Coverage Focus: Routine care, chronic conditions, hospitalization, evacuation
Important: These are true international health plans (not short-term travel insurance)
Renewable: Can often be renewed annually

Long-Term Plan Cost Considerations (2026)

Long-term international health insurance is priced more like traditional health insurance than short-term travel plans. Costs vary widely based on:

Typical Range: Monthly premiums often start in the low hundreds for younger healthy individuals and can go significantly higher for older travelers or families. Many plans offer annual payment discounts.

These plans are highly customized. The best way to understand pricing is to request a personalized quote.

Planning to live or work abroad long-term?

Request a Personalized Quote